Monthly Archives: December 2016

The Not At All Annual Phoenix Insurance Holiday Gift Giving Guide 2016 (Part Two)

I feel like I did pretty well writing about insurance related gifts in the first installment of The Not At All Annual Phoenix Insurance Holiday Gift Giving Guide 2016. I also did a really good job of researching that first blog for gifts, and I ended up with enough to do a part two. As the great Jerry Reed once said, “when you’re hot you’re hot” , and I am about as hot as I am going to get at doing this task for our independent insurance agency. As I look out of the window here at our Dallas World Headquarters, the weather is beautiful, and the boss is buying lunch for our office, and promises to unchain me from the blogging table as soon as I write a few more blogs about home insurance, and auto insurance.

Buckle up, buttercup; here are more of the best gifts for 2016 that might just help to keep your auto insurance and home insurance rates down.

 

  1. Vino To Go Double Wall Acrylic Tumbler. $10.79 for two.

 

Put white grape juice in and let the kids use them in public!
Put white grape juice in and let the kids use them in public!

 

So I know it says “to go”, but I am legally bound as an insurance man to say that you shouldn’t use these for “to go” wine situations, unless you are just a passenger. I think they are a great gift for your friend who has a white carpet but loves red wine. There are lots of home insurance policies that cover “all risks”, including a red wine stain on the white carpet. Obviously, avoiding making a claim for a red wine stain will keep your friend’s house insurance rates down, which is a wonderful gift for you to give. As a bonus, there will be broken glass should they refill too many times and fall down.  I think it was Ben Franklin who said, “A plastic tumbler that looks like a wine glass keeps the liability insurance claims away!”

Buy Here! 

 

  1. D-Link Wifi Water Sensor $59.99

 

I'm actually buying myself one of these when I finish this post.
I’m actually buying myself one of these when I finish this post.

Like the Nest smoke detector we talked about last time, this is one of those fancy new “connected home” devices. This one will alert you via an app on your phone if you have sudden water rising problems, and are not at home.  Inevitably, that’s when you are going to have flooding problems, and guess what – flooding absolutely ruins your home insurance rates. If you can find out immediately, you have a better change of limiting damage to your home, bumping that water damage insurance claim up, and washing away your home insurance savings. (See what I did there?)

Buy Here! 

 

  1. CellControl Drive ID $129.00

 

this is a super neat gadget as well.
this is a super neat gadget as well.

 

This neat gadget is a “jammer” of sorts for your teen’s (or your own) cellphone that keeps you from texting while your car is moving. I can about guarantee that your teen won’t see this as a gift, but hey, they also don’t really understand that life is a gift, am I right? Texting is a big problem while driving; look around sometime.  2/3rd of drivers are out there driving distracted, paying attention to their phones rather than piloting their 3000 pound death machine. Obviously not having a car accident will keep your auto insurance rates down, and keeping your  17 year old from killing people while he texts  his buddy an “LOL” at the dank meme he sent will keep you from having a liability insurance claim on your record. Win/Win.

  http://cellcontrol.myshopify.com/

 

 

  1. Fire Resistant 8 Gun Safe. As low as $349.00

 

Lock your stuff up. It just makes it safer.
Lock your stuff up. It just makes it safer.

Sure, this is a gift for the gun lover in your life; but it’s also a gift for anyone who has things to protect. The little personal sized fire safes are all well and good, but they are small, and don’t hold much. This safe will resist fire, can bolt to the floor,  and hold lots of things – so it’s actually three gifts in one. It protects your stuff in general, and it protects you from making a theft claim on your homeowners insurance, as well as making an inflated fire claim on your house insurance. (I know they are the same thing, but hey, this is an insurance blog, so deal with my keywording, will you? )

Buy Here! 

 

 

There you have it: lots of gifts you can buy that have the potential to keep the recipients paying the lowest rate for their auto insurance, home insurance, and even their liability insurance.  Now the big question is “how can I afford to buy these gifts? “. There are a couple of answers to this question, and the first is that love has no price tag. The second answer is for you to call us today for an car insurance or home insurance (or even an insurance package) quote today. Our licensed advisers will make the process simple, and you will wonder why you haven’t given yourself the gift of great insurance service until today.

Have a happy holiday season from all of us here at The Phoenix Insurance.  

The Not At All Annual Phoenix Insurance Holiday Gift Giving Guide 2016               

Every year I try to challenge myself by writing an insurance blog that is somehow holiday themed. I have succeeded in the past (see here and here) and sometimes fallen very flat. However, only history can really judge what we do today, so it’ll be a few years before I declare the “Not At All Annual Phoenix Insurance Holiday Gift Giving Guide” a success – or conveniently forget that it exists.

I love gift guides, because after a while, they become even more interesting than they were when they were newly written. What were the people of 2013 thinking? What did they think was “cool”, but in retrospect was awful and exploded in your pocket or worse? Hopefully this insurance themed gift guide will stand that same test of time. I assembled things that will help you protect yourself and your loved ones and your possessions (and by extension your home insurance rates).

Without further ado, here is some stuff you can buy.

 

  1. Kidde Multi Use Fire Extinguisher. $19.99                                                                      

 

Looks like a sportscar, right? I dig it.
Looks like a sportscar, right? I dig it.

Do you have a fire extinguisher in your house? How old is it? If you don’t know, it might not be any good anymore, so get your wife one for Christmas. No, it’s not a diamond ring, but it is a handy way to prevent your house form burning down, which is a pretty nice thing. It’s a beautiful shade of red, is compact (so it’ll fit in a stocking) , and once again, it’ll prevent you from losing everything in a fire.  Fire claims raise your home insurance rates a lot.

Buy Here

 

  1. Master Lock Dual Function Security Bar. $19.98

This is a nice bar.

This is a nice bar.

I like this item because it has multiple uses, which always makes something better in my opinion. This is a great gift for anyone who owns a door – or who is responsible for controlling access to one. The security bar can be used to lock hinged doors, as well as locking your sliding glass door. Sure, you have locks on those doors (at least I presume you do) but this gives you an extra layer of protection, especially on your sliding glass door – the locks on those things are ridiculous. As a bonus, you can bring your master lock security bar on the road if you are a traveler, and keep people out of your hotel room. Theft claims can also make your house insurance skyrocket.

Buy Here

 

  1. Kidde 13 Foot Fire Escape Ladder $34.97

 

Not the sexiest gift, pound for pound, unless you consider escaping a fiery death "Sexy".
Not the sexiest gift, pound for pound, unless you consider escaping a fiery death “Sexy”.

This ladder is a great gift for the person who owns a two story home. The safety ladder is more of a personal safety item, and less of a way to keep your premiums down. However, all kidding aside, this is really an item you need to own, along with a plan for using it should there be a fire. If you don’t have one, ask for one for Hanukkah, unless you are a teenager, in which case no one is buying that you are asking  for an escape ladder so you can be safe in a fire.

Buy Here

 

  1. Nest Protect Smoke and Carbon Monoxide Alarm $99

 

This smoke detector is really a marvel of the modern age.
This smoke detector is really a marvel of the modern age.

This is a great gift for that friend who smokes in bed, or anyone really, except people who do not have homes. The Nest Protect is a “smart” smoke detector and carbon monoxide alarm that will talk to you rather than just screeching at you, will send you messages, and will even work as a light in a dark hallway. I have one in my home, and it’s awesome – it actually works with my Nest thermostat somehow, though I’m not clear on exactly what they talk about.  It does communicate with me very well via my phone, so if a fire happens while I am chained to the blogging table here at the office, I’ll get a message and be able to call 911 and save my home, therefore incurring less damage, and keeping my home insurance premiums down.

Buy Here

It looks like this insurance gift guide has turned out way better than I thought; as I type word 684, I have come to the realization that I have a few more gifts to share with you, so tune in in a couple of days to check out the rest of The Not At All Annual Phoenix Insurance Holiday Gift Giving Guide 2016.